. When you have UM Coverage, it kicks in not only when the other driver is uninsured, but it also acts as another layer of money when the other driver's insurance is too low to pay for all of your damages. So, don't be "penny wise and dollar foolish." Demand full coverage from your agent. After all. I can't help you if there's no one there to pay for your injuries. This is Attorney Greg DiLeo, and this has been 'Your Legal Minute." ... Greg DiLeo Personal Injury Louisiana Lawyer New Orleans ...
http://www.youtube.com/watch?v=-9DDi1Ww854&hl=en
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